Need an appraisal for an FHA-backed mortgage? Call Encore Appraisal Group, LTD.

Encore Appraisal Group, LTD. is TX state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to get with Encore Appraisal Group, LTD., as we are approved and certified to perform FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Encore Appraisal Group, LTD. is well-trained on how to comply with the rules and regulations provided.

If you're in need of an report for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is secured by them. The lender provides all the loaned money; the FHA simply secures the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are created to assist low-to-moderate income consumers help meet credit qualifications if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration offers are extremely helpful to buyers with less starting income.